by Paddy Denning | May 31, 2023 | Financial News, Investments, Pensions, Savings
For the majority of the UK population, their pension will form the cornerstone of their retirement planning. Whilst an extremely useful tool in the retirement planning arsenal, they’ve long been misunderstood. This article will clarify five pension myths. 1....
by Paddy Denning | Mar 3, 2023 | Financial News, Investments, Savings
If you have some level of seniority within your company, you may be receiving a type of equity based pay called Restricted Stock Units “RSUs”. These are effectively shares within the company that are “granted” and then “vest” at certain intervals. It is...
by Paddy Denning | Feb 23, 2023 | Financial News, Pensions, Savings
Pensions are a form of tax privileged “wrapper” that allow you to save money for your retirement, this article will outline the types of pensions available in the UK. Defined contribution pension This is probably the most widely available type of pension...
by Paddy Denning | Feb 22, 2023 | Pensions, Savings
If you are a higher rate tax payer and your income exceeds £100,000 in a particular tax year, you could be losing your personal allowance and paying a marginal tax rate of 60%, this article will help clarify how to mitigate the £100,000 tax trap. This post is intended...
by Paddy Denning | Dec 2, 2022 | Savings
The sharp rise in interest rates have left many borrowers feeling squeezed as mortgage payments become more expensive than they have been over the last few years. It is more important than ever to be smart with your savings. There is a small silver lining for savers,...