by Paddy Denning | May 31, 2023 | Financial News, Investments, Pensions, Savings
For the majority of the UK population, their pension will form the cornerstone of their retirement planning. Whilst an extremely useful tool in the retirement planning arsenal, they’ve long been misunderstood. This article will clarify five pension myths. 1....
by Paddy Denning | Mar 3, 2023 | Financial News, Investments, Savings
If you have some level of seniority within your company, you may be receiving a type of equity based pay called Restricted Stock Units “RSUs”. These are effectively shares within the company that are “granted” and then “vest” at certain intervals. It is...
by Paddy Denning | Feb 23, 2023 | Financial News, Pensions, Savings
Pensions are a form of tax privileged “wrapper” that allow you to save money for your retirement, this article will outline the types of pensions available in the UK. Defined contribution pension This is probably the most widely available type of pension...
by Paddy Denning | Feb 22, 2023 | Pensions, Savings
If you are a higher rate tax payer and your income exceeds £100,000 in a particular tax year, you could be losing your personal allowance and paying a marginal tax rate of 60%, this article will help clarify how to mitigate the £100,000 tax trap. This post is intended...
by Paddy Denning | Dec 2, 2022 | Savings
The sharp rise in interest rates have left many borrowers feeling squeezed as mortgage payments become more expensive than they have been over the last few years. It is more important than ever to be smart with your savings. There is a small silver lining for savers,...
by Paddy Denning | Nov 16, 2022 | Financial News, Investments, Pensions
If you’ve given retirement some thought, you’ve likely begun paying into a pension and you may have a Stocks & Shares ISA. Both of the above have their advantages in helping you build a decent nest egg to enjoy in later life, however one product not to overlook is...
by Paddy Denning | Oct 28, 2022 | Investments
If you want your savings to have the best chance of beating inflation, you’ll likely need to find a good investment for your hard earned cash. With the huge rise in TikTok advice, YouTube gurus and DIY forex courses, it can be difficult to know where to start....
by Paddy Denning | Oct 27, 2022 | Financial News, Investments, Pensions
Pensions and property have traditionally formed a large proportion of most investors portfolios. Did you know that you can own property inside your pension and benefit from generous tax treatment? This article will help you learn how you can use your pension to buy...
by Paddy Denning | Oct 27, 2022 | Investments, Pensions
Almost everyone in an employed role will be provided with a workplace pension. Many of us pay little attention to it, but taking an interest now could add thousands to your retirement fund. This article will provide three ways to help you boost your workplace pension...
by Paddy Denning | Oct 26, 2022 | Financial News, Mortgages
With interest rates increasing and a large number of the UK population coming out of their fixed rates, we have had a few clients ask us “Should I pay down my mortgage?”. Over the last 12 years or so, money has been extremely cheap and a large proportion...
