About Sterling & Law



Financial Adviser covering pensions, financial planning,

wealth management, and investments.


Based in Rayleigh, covering Essex & London



Paddy Denning (IFA). Experienced financial adviser in Rayleigh.

Pensions, investments, financial planning and wealth management services covering Essex & London.

I am an independent wealth planner, part of the Sterling and Law Group.

We have provided impartial advice to families and business’ for over 20 years. My purpose is to create a financial plan that is centred upon you, ensuring that you make the right decisions to maximise your finances and provide security for you and your family.

I am a Chartered Financial Planner and a Fellow of The Personal Finance Society, considered to be the Gold Standard for Financial Planners in the UK.

Since the onset of the pandemic I have split my time between my home and our City of London office.

This has allowed me to continue to provide advice to professionals, executives and business owners both in the City and in the local area. That being said, the use of video conferencing has meant that I can now provide a service to clients nationwide.

Our Approach

Our aim is to help provide you with financial clarity and peace of mind. We do this by getting to know you, your aspirations and creating a financial plan to help you get to where you want to be. We can assist with a wide variety of financial planning requirements, but typically you might:

  • Feel like you have done OK so far, but are not exactly sure what you are doing so would like some professional advice 
  • You need help with making decisions such as, should you pay off your mortgage early or contribute more towards retirement? 
  • You are thinking about retiring and want to know how to best use your resources to provide you with financial security and enjoy your retirement 
  • You run a business and want answers to questions such as, is my business protected in the even the worst should happen? How can I withdraw funds tax efficiently? What does my exit look like?


Our Philosophy

Our independent and impartial advice can provide you with peace of mind, help you to gain clarity on your finances and make the right decisions at the right time.

Our Focus

Our services extend across the full spectrum of wealth management and financial services, we can assist you with protection, pensions, investments, arranging your mortgage, and ensuring you are as tax efficient as possible.

Trusted by my local clients

He explained step by step all that I needed to know in regards to my finances and answered all my questions. He is a credit to his profession  and he is an asset to Sterling & Law


148 Hockley Road,

Rayleigh, SS6 8EP