Pensions Advice & Investment Management in Rayleigh, Essex & London
Plan for the future and create the retirement you desire.
Pensions, ISAs, investment funds, bonds and more.
Pensions & Investments Advice in Essex & London
Knowing when or how to start planning for retirement can be daunting for many, we can help you make sense of it all and come up with a comprehensive financial plan to help you achieve your desired lifestyle so you can have peace of mind now and into the future.
- Looking to speak to a pensions and investments adviser?
Call me today on 01268 944122
Alternatively click the button below to send me an enquiry.
Pensions Advice & Investments Specialist
Knowing when or how to start planning for retirement can be daunting for many, we can help you make sense of it all and come up with a comprehensive financial plan to help you achieve your desired lifestyle so you can have peace of mind now and into the future.
Pensions adviser in Essex & London
Pensions form a large part of our clients’ financial plans and offer an extremely tax efficient method of saving towards the future.
- Tax free growth – Investments inside a pension wrapper can grow largely free of tax so that you keep as much of your hard-earned money as possible. We can help you decide what pension to choose, how to invest and put a financial plan in place for the future.
- Business planning opportunities – Pensions offer a great way for business owners to extract company profits, we can work with you and your accountant to help you extract as much as possible in the most tax efficient way possible.
- Tapered annual allowance – Perhaps you are a high earner and are limited on how much you can contribute; we can help you implement a savings strategy that navigates this complex area of planning.
You should talk to an IFA if you are asking yourself the following questions:
- Do I have enough saved to retire on?
- How much do I need to save in order to fund the lifestyle I desire?
- What type of pension is best for me?
- Should I consolidate my pension plans?
Investment Management
Everyone should have some readily available cash for rainy days, but if you want your money to work harder for you longer term, then investing in a combination of company shares, government bonds, alternatives (commercial property, commodities, infrastructure, absolute return) and cash may be the answer.
- ISAs – ISAs are an extremely tax efficient way of investing your accumulated capital and they are readily accessible at any age.
- General Investment Accounts – Offer a straightforward and simplistic method of investing and if the appropriate allowances are used correctly, can be very tax efficient.
- Offshore & Onshore Bonds – Perhaps you have utilised your ISAs and Pension allowances and are looking to provide a legacy or additional income later down the line? Investment Bonds offer a number of financial planning opportunities.
- VCT’s EIS and AIM investments – These are highly sophisticated financial products and require careful due diligence, we can assist you in selecting the right strategy for you.
- Trusts – It may be suitable to place investments into Trust for a variety of reasons, we can help you decide if this is right for you and navigate the complexities of such arrangements.
You should talk to an IFA if you are asking yourself the following questions:
- How much of my accumulated capital should I invest?
- Where should I invest?
- How much risk should I be taking with my investments?
Very smart polite, knowledgeable person. Always on time. Very easy to communicate with. Highly recommend.
Why work with a pensions and investments specialist?
Here are just some of the reasons to work with an pensions and investment specialist.